Insurance Defense

Brandon, Schmidt & Montgomery has extensive experience representing and assisting insurance companies in a wide variety of insurance defense and litigation matters, including medical malpractice and automobile accident defense.

The insurance industry is one of the most heavily regulated industries in the United States. The Illinois Department of Insurance, working on behalf of consumers, regulates the industry’s practices. Illinois also has a series of detailed statutes located under the Illinois Insurance Code. Our attorneys are well-versed in the different regulations affecting insurance companies, and have advised and counseled many companies in connection with coverage disputes and insurance coverage opinions.

Medical Malpractice Defense

We have successfully defended medical professionals in complex medical malpractice suits throughout Southern Illinois. Our clients include physicians spanning a range of practices, including obstetrics, pediatrics, radiology, and neurology. Through our successful track record with these matters, we have also established a reputation for effectively representing insurers in insurance coverage disputes. For examples of the medical malpractice cases we have successfully defended in the past, please see the trials & verdicts page.

We have defended medical organizations including clinics and hospitals throughout Southern Illinois. Our attorneys are well acquainted with the unique rules, regulations and case law applicable to medical entities.

Additionally, our attorneys seek to remain abreast of changes in Illinois’ continually evolving medical malpractice law. With new decisions being issued by the federal district and appellate courts on a regular basis, we understand that to be successful in our defense of physicians and hospitals, we must be diligent in keeping apprised of the latest legal developments.

Auto Accident Defense

Brandon, Schmidt & Montgomery handles a diverse array of automobile accident defense matters on behalf of insurance companies. Our attorneys regularly represent insurers in cases involving first party claims, including uninsured motorist claims and underinsured motorist claims.

Under Illinois Insurance Code Chapter 215, Article 9, Section 143a-2, drivers are required to carry both uninsured motorist insurance and underinsured motorist coverage. Uninsured motorist coverage offers drivers an opportunity to recover for expenses, such as medical bills, from their own insurance company if the other driver involved in an accident was not insured.  Underinsured motorist coverage, however, permits drivers to recover from their own insurance company only if the other driver’s policy limits fall below the actual expense and damages you incurred.

In addition to our expertise in matters related to automobile accidents, we also represent insurance companies in the following areas:

  • Workers’ compensation
  • Products liability
  • Class actions

For a qualified, aggressive team of insurance defense trial attorneys, contact Brandon, Schmidt & Montgomery today for assistance.